Budget Bliss is a first-of-its-kind insurance solution that protects Florida community associations budgets against non-payment, helping communities under cash flow pressure stay stable while offering all associations a smarter, more efficient way to protect their budgets and reduce administrative burden.
Discover for yourself how surprisingly affordable this coverage can be for you and your association.
A community association’s budget is only as strong as each owner’s ability to pay their annual assessment in full and on time.
Budget Bliss insurance protection is designed to keep an association’s adopted annual budget fully funded during the policy period.
Budget Bliss caps individual owner financial liability, with respect to the budget, to their share of the annual Budget Bliss policy premium.
Budget Bliss covers the shortfalls, when neighbors don’t pay, because other owners shouldn’t have to.
The board adopts its annual budget as usual, establishing the financial plan that supports community operations, services, and reserves.
Visit the website to learn more about Budget Bliss, sign up for a live webinar with one or more of the founders, and request a Non-Binding Indicative Quote.
Discover for yourself how surprisingly affordable this coverage can be for you and your association.
Complete policy application before May 1st to obtain an actual policy quote, and preserve your place in line to receive a policy Spring 2026.
After weighing the pros and cons, your board of directors determines Budget Bliss is the right fit for it's community, and owners.
As a result of one, or more owners failure to pay timely or in full, the budget becomes underfunded, resulting in its obligations outweighing its financial resources.
Claim for budget shortfall is made with ease via Budget Bliss website portal, or through a participating community association management software platform.
Association receives payment of budget shortfall, as well as amounts due for remainder of policy period, should shortfall continue with respect to claims approved.
Volunteer board members are put in a difficult position: they’ve adopted a budget in good faith, but can’t always control whether payments arrive on time, or in full.
Budget Bliss offers a groundbreaking solution, insurance that protects an association’s budget, so budgeted expenses can be paid on time and in full, even when owners don’t.
Boards have a fiduciary duty to adopt and maintain an annual budget that meets the operational and maintenance needs of the association. Budget Bliss ensures that budgeted funds will always be available converting the budget from a “best estimate” into a financially backed commitment - protecting boards.
Budget Bliss offers a groundbreaking solution, budget insurance that ensures a fully funded budget which in turn protects the board and its individual members fiducially from potential exposure to breaching contracts or losing state mandated insurance coverages due to a lack of adequate funding.
Under Florida law, paying owners are liable for budget deficiencies caused by non-paying owners through special assessments or increased future assessments.
Budget Bliss offers a groundbreaking solution, insurance that protects paying owners from paying for the budget shortfalls created by their neighbors non-payment, capping each individual owner’s additional financial responsibility at no more than that owner’s share of the annual policy premium.
The people and companies your community relies on depend on timely payment to keep association operations running smoothly. From management to maintenance, utilities, security, and other budgeted services.
Budget Bliss offers a groundbreaking solution, protect the funding behind those obligations so your annual association contractual obligations can be fully satisfied, and continue uninterrupted.
Have questions? Ready for a quote?
Our team is here to help your community achieve financial stability and operational efficiency.